Fintech's fifth age: VC rebounds to $45B, 95 of 200 profitable
Original title: The $2 trillion fintech future · McKinsey & Company · 16 Jun 2026
Original chart: McKinsey & Company
So what
Fintech has moved from hype to fundamentals: annual VC is at $45 billion, half the 2021–22 peak, yet 95 of the top 200 fintechs are now profitable versus 69 in the hype era. Fewer launches and fewer megarounds mean capital is concentrating on proven models. Incumbent banks should expect sturdier, profitable challengers competing for a value pool McKinsey sees reaching $2 trillion by 2030.
- Data sources
- Dealroom.co; McKinsey Fintech; McKinsey Value Intelligence
- Authors
- Jon Steitz; Max Flötotto; Uzayr Jeenah; Vikram Iyer; Edward Allanson
- Source article
- Read the source article ↗
- Rights
- Original-source link only. Killerchart does not reproduce this chart.
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- Read McKinsey & Company’s terms ↗